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Progressive Insurance
http://www.mudmotortalk.com/mmt_v2/viewtopic.php?f=2&t=75038		 Page 1 of 1
Author:  yup [ Fri Mar 27, 2020 6:38 am ]
Post subject:  Progressive Insurance
Anyone else get charged a “enhanced performance” charge when they got boat insurance?

I just got a notice adding $150 to my bill because I have a surface drive.
Author:  ronbow [ Fri Mar 27, 2020 7:05 am ]
Post subject:  Re: Progressive Insurance
Sounds like more surface drive discrimination to me,I would find another company Quick, no reason for that 99% of ouf boats barley crack 30 MPH,way more risk for a 50 MPH bass boat says Ronbow
Author:  Koondog62 [ Fri Mar 27, 2020 8:43 am ]
Post subject:  Re: Progressive Insurance
I will be checking I hope not.
Author:  yup [ Fri Mar 27, 2020 11:43 am ]
Post subject:  Re: Progressive Insurance
Yeah. I contacted my agent and they are checking into it.

Not gonna lie, was enjoying my morning coffee and got an email saying that a payment schedule had been put in place and was like WTF? Saw that and immediately sent an email.

If thats the case, I’m going to ask my agent to find me another company.


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Author:  yup [ Fri Mar 27, 2020 3:10 pm ]
Post subject:  Re: Progressive Insurance
UPDATE

My agent said it was because they assumed that my motor was modified/enhanced. I was like nope, bone stock. She said that she would have them remove it.


But FYI for you mod guys.


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Author:  Koondog62 [ Mon Mar 30, 2020 4:25 am ]
Post subject:  Re: Progressive Insurance
Awesome. Thanks for putting that to rest.
Author:  Buckmark311 [ Mon Mar 30, 2020 12:05 pm ]
Post subject:  Re: Progressive Insurance
How does an insurance company assume you have a modded motor? Sounds like your broker fed you a line of crap. I sell insurance for a living in IL. No way would my company EVER make a judgement call like that, especially on a stated value policy.
Author:  Frog [ Tue Mar 31, 2020 6:34 am ]
Post subject:  Re: Progressive Insurance
Companies will also over value you truck, car boat etc.. and charge a higher premium but if there is a loss argue it’s not worth the policy limits. (RCV) Replacement cost value or (ACV) Actual cash Value makes a big difference also. RCV is whatever it takes to replace what you have (after “you” prove it and some arguing) ACV mean whatever they feel like paying and phuck you.
Author:  yup [ Wed Apr 01, 2020 9:34 am ]
Post subject:  Re: Progressive Insurance
So my broker got back with me. Apparently they DO charge extra for a mud motor/surface drive.


I’m pretty pissed.


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Author:  Wchauvin [ Wed Apr 01, 2020 6:27 pm ]
Post subject:  Re: Progressive Insurance
It’s because if you own one, you probably support the second amendment and voted for our great president Trump
Author:  yup [ Thu Apr 02, 2020 7:04 pm ]
Post subject:  Re: Progressive Insurance
Author:  idabilly [ Sat Jun 13, 2020 10:09 am ]
Post subject:  Re: Progressive Insurance
I have Progressive but my motor (a Prodrive) is listed on the policy as a 35 hp outboard.
Author:  yup [ Mon Jun 15, 2020 8:46 pm ]
Post subject:  Re: Progressive Insurance
Author:  MALLARDSX2 [ Tue Jun 16, 2020 6:14 am ]
Post subject:  Re: Progressive Insurance
Progressive dropped me when I had a total loss years ago. They told me they would not even ensure a MM anymore??? :|
Author:  yup [ Tue Jun 16, 2020 7:30 am ]
Post subject:  Re: Progressive Insurance
Author:  Tcounty [ Tue Jun 23, 2020 1:40 pm ]
Post subject:  Re: Progressive Insurance
I did have Ranger , boat and camper with them. I saved a bunch moving everything to Farm Bureau where my house and cars are.


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