Looking at getting a new boat built and was going to go with no flotation. Was just wondering if I would have any problems insuring it or registering it since it isn't uscga? I will check with my insurance company but was just wondering if you guys know anything about it. They tell me that it's considered a commercial hull if it doesn't have flotation.

That is correct mine is insured and its custom built so it can be done....I pay 135 for the whole year

also not to mention anything and anybody that is riding in it is covered, also if someone borrows it and sinks or wrecks it, it is covered

I am finally getting around to getting mine insured. Wish I would have done it a few months ago and all the damage done to my trailer would have been covered!!

Anyways, just got off the phone with Boat US. Awesome policy and coverage and very reasonably priced especially with the limits I was offered. My hull is a custom built hull registered as homemade. No floatation. They just want me to send some pics to verify its seaworthy before they start the policy. Covers my guns and hunting equipment too!! I had heard lots of good stuff about them, kicking myself for not calling sooner. Very easy to deal with and they specialize in boats so they can give you lots of good info that I had a hard time getting from my agent that does my auto and home policies.

I need to do this also, first I need to register my boat,

Sent from my Evo 4G 3D

i have mine covered through progressive. $190 a year for $12000 of covereage. comprehensive and collision, up to a certain amount (cant remember off hand) for medical, property damage, personal property lost/damaged etc.

Do not say anything about hull and do not say it for commercail work.
State Farm $468 per year for $25,300 on my Silver Dollar
With 1,000,000 watercraft liability and 5,000 per person medical

wow thats alot. state farm is who i had my old boat insured through. i think i'll keep my mouth shut when it comes to insure it.

The boat paid for now, but IMO you got to have the liability insurance.
And $500 is cheaper the my car or truck.

I went State Farm also. Mine's registered as homemade, I've got 15,300 total replacement coverage for about $275 / yr with $500 deductible. After a year of my abuse, my boat's now worth more dead than alive.

Sent by carrier pigeon.

Mine is insured through American Family as a custom john boat. agent never asked if it was uscga or not. Rig is worth 19,000 and I pay $147 a year.

$180 was the tops I have ever spent for a year.