Was America Lied To ???

Before the Affordable Care Act became law in 2010, President Obama promised Americans they could keep their healthcare plan if they liked it. But already hundreds of thousands of citizens are receiving notification that their plans are being cancelled because they don't comply with the new law, and, according to NBC News, the Obama administration has known for at least three years the cancellations were coming.

While campaigning for health care reform in 2009, Obama went out of his way to make one thing perfectly clear: if you like your current health care plan, you will be able to keep it.

On June 15, 2009, Obama said this: "We will keep this promise to the American people. If you like your doctor, you will be able to keep your doctor. Period. If you like your healthcare plan, you will be able to keep your healthcare plan. Period.”

In 2012, he echoed that sentiment, saying, "“If [you] already have health insurance, you will keep your health insurance.”

However, many are finding that not to be the case. More than 300,000 cancellation notices have been sent out in Florida, according to Kaiser Health News, and another 180,000 in California. In New Jersey, the number of cancellations tops 800,000, the Star-Ledger reports.

According to NBC News, approximately 50 to 75 percent of the 14 million Americans who buy their health insurance individually should expect to receive a cancellation letter over the next year "because their existing policies don’t meet the standards mandated by the new health care law."

This is such a fn mess.

Nobody's canceling policies. Insurers are simply opting out of markets and new ones are giving it a go. In my case, my insurer opted out of the Louisiana market so I've either got to sign up with another or sign up with the exchange. My new carrier gave me a sweet quote.

Obama and the Democrats said - "If you have insurance now
this won't affect you"

Reality...

If you have insurance now - We will TAX YOU to raise funds to
issue SUBSIDYS to the un-insured ! A tax / fee will appear on
your insurance bills starting in Jan 2014 !

We will destroy a free market health insurance industry that allows
you to buy the level of coverage you choose and we will dictate
the level of coverage and raise your rates !

Same article -

"Consumer advocates say such cancellations raise concerns that
companies may be targeting their most costly enrollees."

My brother who already pays large premiums now for his health insurance (family of 4) and his preexisting condition (kidney transplant) was notified that due to new requirements of the Affordable Care Act, his premiums are going up.

My dad works as an adjunct professor and machine shop supervisor at a college. Working in the machine shop helping engineering students is a dream job for him (since retiring from the DoD) Anyway, he is now limited to how many hours he can work (help students.) He was explicitly told that he can't even volunteer time or the college would be in violation of the Affordable Care Act and could face serious fines. Before getting the supervisor role, he used to volunteer 20-25 hours a week to help the students.

Yeah, Obamacare is really good... Not.

Here we go again,,,Dguidry defending his messiaha without any FACT!! You present FACT that they are cancelling! He fires back that his insurance went down...

Im sure there is no fact to his words.

“But we have to pass the [health care] bill so that you can find out what’s in it....” ~ Nancy Pelosi

Where did ya go DG ?

Lying about Obama care? His whole f@€kin time in office has been a lie. Its going to take the next 4 terms at a minimum to get all the BS straighten out that he F@%ked up!

I'm playing with my new muffler right now. Don't bother me.

Ok, back to this thread. As I understand it, beginning Jan 1 2014 all private insurers must provide the same baseline coverage. Most , don't currently provide it so rather than participate some have opted not to provide coverage in some states but will in others. They are just hedging their bets based on their own actuarial statistics. In other words, they're betting on a different number at the roulette table. You have the option to go with another carrier in your State or go with the exchange plans. My insurer opted out of Louisiana so I elected to go with another private insurer.

and let us not forget. Congress refuses to use Obama Care for themselves. they are elected to represent the people, but they hold themselves to a higher standard of living and care than the people they represent.

If a (young) person has a policy that only covers catastrophic illness/injury because that is all they want or need, that has a high deductible and low premium, will they be able to keep their policy? If their insurance company chooses not to offer such a plan in their market, will another company enter that market and offer such a plan? A plan that fits their wants and needs? The plan that they chose because no one knows better than they what they want, what they need, and what they can afford? The answer to all of the above is no. To use a casino analogy, these people were fine playing at the dollar tables and they were happy, but they took those away, now the minimum bet is $100. It's absolutely untrue that policies aren't being cancelled, and absolutely ridiculous to imply otherwise. No insurance company anywhere, in any market, can even offer a policy to anyone that doesn't meet the minimum requirements. If your current policy doesn't meet those requirements, you will NOT be able to keep it; it WILL be cancelled. Regardless of the fact that many people don't need the level of insurance mandated by those requirements, those are the only policies that will be available. Don't even start with the "insurance companies shouldn't have offered such cut-rate policies in the first place". If people didn't want them, if they didn't need only that level of coverage, or could only afford such a policy, there would be no demand for them, but there is. The federal government and it's defenders now say that's not adequate coverage. At the very least, one has to admit that that clearly is someone else's deciding that they know better than you what your needs are, implying that at least some people are not intelligent enough to know what's best for them. That's not the purpose of government and shouldn't be one of its functions. Next comes the argument that we (people who have more coverage and pay more for it, by choice) shouldn't have to pay for the health care of people with minimum coverage because they didn't get enough coverage. This argument is equally false and equally ridiculous. If insurance companies didn't make a profit on these minimum coverage policies (meaning they paid out more to cover the cost of providing care to the policy holders than their premiums brought in), they wouldn't offer them. Insurance companies aren't in the business of losing money, nor should they be. If we are going to discuss things, let's at least do so honestly. If you want to argue that it benefits all of us to cover everyone, then fine. Let's have that argument. But let's not pretend that things aren't what they are just because we wish they were different or because it benefits our point of view. Let's not pretend that policies aren't being cancelled, because they are. That's an inarguable fact. Let's not pretend that the reason the ACA (obamacare) established these minimum care standards was for any reason other than the fact that they needed the additional revenue brought in by the premiums paid by people who don't need that level of coverage and will therefore pay more in premiums than they will ever recover in benefits to cover the cost of covering higher-risk people at the same rate. Don't try to argue that people will save money on their premiums. They won't. The only way that is true is if you compare the rate of what their new policy that meets the minimum standards would cost them with or without obamacare. Let's say such a policy would have cost $10,000 a year before obamacare now cost a meager $7,500 with obamacare. So there's your "$2,500 a year savings", right? Wrong. If a person only needed, and therefore chose, a policy with premiums costing them only $1,000 a year, obamacare has saved them nothing. In fact it has cost them $6,500 an year more than what they were paying! And lastly, don't even try to say that when the president said over and over and over that if you liked your plan you could keep your plan-period, he really meant or thought that people understood that he meant that if you like your plan, and it meets the new "we know better than you what you want, need, and can afford" standards, you can keep it. Ridiculous.

Bring the facts or stay home. Opinions are great for philosophical discussions, but they have no place in honest debate.

David Spence Texada, MD

See what ya did Docott... Now hows Dean gonna argue without having any facts?

Obama trying to lift the low class on the backs of the middle class is going to bring the middle class down to the low class. The ACA is going to sink obama people are slowly catching on to this scum sucking lying sob. One more year and we can vote some of these bums out

Docott's facts are correct. America has spoken and semi-universal care is what is morally right. The cost shifts associated with that will affect some and not others. But in the end we will l be healthier, something everyone seems to forget is the ultimate goal.

The cost of that progress is being paid almost exclusively by the young, the
healthy, and the middle class. Wealthy, established Americans, meanwhile
are able to sit the cost out while enjoying the benefits.

In that sense, Obamacare is an extremely regressive form of taxation. It
needs to be fixed. Because the young and the middle class aren't going
to put up with this burden forever.

And if we pull out, the whole system collapses.

There is a reason half of the bigest insurance companies stayed out of the
Exchange - they are going to undercut them on costs and will by 2016 be
luring the majority of employer based policies away. Once that happens
the system enters a "Death Spiral" of higher and higher rates.

On other thing Docott mentioned should be addressed. He stated that a young person with cstestrophic coverage should have the option under the old system as a matter of free choice. However, don't forget that should he get sick he cannot migrate to better coverage at a later date or age without huge premium adjustment for pre existing condition. Ain't gonna happen under the new system. In some cases he was married to his policy and if it was employer provided, married for life to his company.

This article put it all in perspective for me

Kohn: Canceled health plan is a good thing
http://www.cnn.com/2013/10/29/opinion/k ... index.html

So - DG - as a Democrat you believe Americans in general as too stupid to
know what is really best for them - so you will mandate for their own good !

This is nothing new - Hilary wanted to do the same thing in 1993.



Democrats at least are consistent. Back in 1993, during the fight over HillaryCare, Mrs. Clinton explained Democratic reasoning to then-House GOP Leader Denny Hastert. If Americans are allowed too much discretion over how they spend their health-care dollars, Mrs. Clinton said, "We just think people will be too focused on saving money and they won't get the care for their children and themselves that they need . . .

"The money has to go to the federal government because the federal government will spend that money better."

Not only was it deliberate ObamaCare policy to make sure plans millions of Americans like would no longer be available, forcing them to buy more coverage than they want or need. NBC reports that the White House—as Mr. Obama was promising Americans they could keep their current plans—was estimating at least seven million people would not be allowed to keep their current plans.

In drafting rules to put ObamaCare into effect, the Health and Human Services department under Kathleen Sebelius tightened the grandfathering eligibility to make sure even more people would be forced to switch to the excessively costly policies that Mr. Obama wants them to buy. Mr. Obama says he cares about your incentive to get preventive care or tests that you may not get if they don't appear to involve a free lunch.

But the truth is, he wants you to pay for coverage you'll never use (mental-health services, cancer wigs, fertility treatments, Viagra) so the money can be spent on somebody else.

The Affordable Care Act was never going to make care more affordable, except for those receiving a big subsidy at the expense of taxpayers or other insurance buyers. A non-listening press might have known better if it had paid attention in the most admirable moment of John Kerry's 2004 presidential campaign, when the candidate disabused a generation of liberal reporters by saying that covering the uninsured might be desirable for other reasons, but health-care costs would be driven out of sight once the government began subsidizing another large group of Americans to overconsume.

ObamaCare probably won't succeed in covering even a majority of the uninsured. It will succeed, though, in forcing millions of Americans to buy more expensive insurance than they need or want, because that's the insurance Mr. Obama likes and will let them keep.

Viagra is covered?

DG - this LIE is from the article you liked above

"But the fact remains that about 80% of Americans get their health insurance
either from their employers or from a program like Medicare, and that won't
change at all under the Affordable Care Act."

Almost all of those policies WILL BE CANCELED IN 2014 - which causes all
employers to re-think and re-invent their employee heath coverage - "period" !

The proof - you as a small business owner got a cancelation notice already.

But you did not mention cancelations for your staff so I assume you are one
of those employers that needs to be mandated to "step up" and provide a
health insurance program to your employees or be taxed for being part of
the problem ???

When will that Small Business Insurance Exchange go on-line - maybe next month ???

"So bottom line -- President Unaware intentionally misled the public to get an unpopular law passed. Almost everyone in the media knew it was untrue at the time, but did not report it as such. Now the lie is laid bare and a good chunck of the media is trying to spin it for him by saying "well everyone knew they were being lied to and that it wouldn't be the case that you could keep your plan." This is the kind of logic you get with media that will do and say anything to cover for the Administration."

As of now I'm under contract with my company and my ins will not change until my contract is up in a few years, but my girlfriend got a call two days ago from ins company and they told her that she would not be receiving a tax return they would get it!!!!!! And that she would prolly still owe more.
Now that ain't worth a chit!!!!!

Can someone please give me an example of a Federal agency/department/program that is effective _AND_ efficient?

"The fact is that poverty levels in the United States since The War on Poverty was implemented are unchanged in 50 years – despite the re-distribution of literally trillions of dollars. Since President Obama’s first inauguration, poor people are notably poorer now than when he took office in 2009, only five years ago!

Household median income, since President Obama took office, is down $3,000. Since 2009 the poverty rate has risen from 14.3 percent to nearly 17 percent in 2013. Additionally, 20 percent of the nation’s children live in poverty.


.

And the blunt force to the face of Obamacare hasn’t even hit yet. As has been said for years: “If you think healthcare is expensive now, just wait until it is free!”"


http://www.theblaze.com/contributions/t ... tist-lies/

You know, sometimes ya'll throw the word "lie" around a lot regarding presidential statements. If you define a lie as my telling you most mallards aren't here in Louisiana yet, and someone kills a limit somewhere in Louisiana, then every one on here is a liar, too. If our President says most will keep their current coverage, and one person does not, he is a liar. That's a very poor argument and it's why the majority of Americans saw through this and elected Obama President. Face it, we will have Obamacare whether you like it or not. The State of Massachusetts has had it for some time and it's working wonderfully. And guess who was governor the time who spearheaded the legislation: Rebub. Mitt Romney.

I'm just telling you, if you got rid of the Tea Party extremist, the Republican Party might have a decent chance in 2016. If not, for get about it. The ship done sailed on that model of politicking. But some just can't let go and will go down with the ship.

Perhaps Dguidry wants the dude running the road grader to also take care of your open heart surgery?

Notice that we do not force you to buy highway insurance. You can chose not to use the highway, not to use a car, but you can not refuse to get Obama care without being penalized.

Your local DMV is not federal, it is run by the state. You can choose not to get a drivers license also and not be penalized.

Dguidry wrote "I'm just telling you, if you got rid of the Tea Party extremist"


"get rid of" is an interesting term, especially when you consider that Tea Party folks basically are those that believe in the Constitution, personal liberty and responsibility, and lower taxes and a balanced budget. So how exactly does one "get rid of" such people?

Here is where it gets interesting. Hitler and his type were all about "getting rid" of opposition. Actually, Hitler appointed Ernst Roehm to head the Brown Shirts, and they "got rid" of opposition. It is also interesting that Roehm was a predatory homosexual.

Consider that Dguidry is supportive of Obama picking Kevin Jennings to be the Safe School Czar. Jennings had zero background in safety, but was very active in promoting homosexual indoctrination in our schools. Jennings also praised and supported NAMBLA supporter and champion (by Dguidry's words) Harry Hay. In an earlier post, I showed pics of Hay marching with NAMBLA.

Like Hitler, Obama has continued to appoint sodomites, and sexual degenerates to high positions. I would bet Obama, like Dguidry would like to do a whole lot of "getting rid" of those that support the Constitution.