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Boat loans??
https://www.mudmotortalk.com/mmt_v2/viewtopic.php?f=2&t=37116		 Page 1 of 1
Author:  pokey79 [ Fri Feb 01, 2013 12:33 pm ]
Post subject:  Boat loans??
So who's y'all got y'all boats financed with???
Author:  bubba777 [ Fri Feb 01, 2013 12:45 pm ]
Post subject:  Re: Boat loans??
Halliburtion credit union 4.25 % interest


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Author:  BenC3501 [ Fri Feb 01, 2013 12:47 pm ]
Post subject:  Re: Boat loans??
Advancial Credit Union
Author:  OwenDickeson [ Fri Feb 01, 2013 12:49 pm ]
Post subject:  Re: Boat loans??
The Bank of Owen
Author:  QuackStacker5253 [ Fri Feb 01, 2013 12:55 pm ]
Post subject:  Re: Boat loans??
No loans for toys
Author:  chaseh [ Fri Feb 01, 2013 1:02 pm ]
Post subject:  Re: Boat loans??
Author:  bubba777 [ Fri Feb 01, 2013 1:04 pm ]
Post subject:  Re: Boat loans??
Author:  bubba777 [ Fri Feb 01, 2013 1:06 pm ]
Post subject:  Re: Boat loans??
Author:  OwenDickeson [ Fri Feb 01, 2013 1:07 pm ]
Post subject:  Re: Boat loans??
Author:  bubba777 [ Fri Feb 01, 2013 1:08 pm ]
Post subject:  Re: Boat loans??
Author:  OwenDickeson [ Fri Feb 01, 2013 1:14 pm ]
Post subject:  Re: Boat loans??
I financed part of my first surface drive rig in 2006. Financed with a local bank, and they had no clue what a prodrive or mud boat was. :lol:

Ended up having to get a personal loan for 8k @ 6.5% for 2 years.

Crazy how much prices have gone up. My first prodrive rig was 10,585 out the door. Boat, 36PD with power trim and reverse, and McClain trailer.
Author:  deltaduckmaster [ Fri Feb 01, 2013 1:17 pm ]
Post subject:  Re: Boat loans??
Lol my first Gatortail 5k I built my boat for $600. Had a old trailer. :)
Author:  lucecr [ Fri Feb 01, 2013 2:45 pm ]
Post subject:  Re: Boat loans??
Bank of Me
Author:  barnes_53 [ Fri Feb 01, 2013 2:48 pm ]
Post subject:  Re: Boat loans??
I stole mine
Author:  rob_E [ Fri Feb 01, 2013 7:13 pm ]
Post subject:  Re: Boat loans??
paid cash
Author:  Fowlweather80 [ Fri Feb 01, 2013 7:17 pm ]
Post subject:  Re: Boat loans??
Cash is king
Author:  Buddy [ Fri Feb 01, 2013 7:29 pm ]
Post subject:  Re: Boat loans??
I had major problems with my current loan. My local bank rejected me the go round.
I almost closed both my accounts. Finally got it straight.
Author:  pokey79 [ Sat Feb 02, 2013 7:52 am ]
Post subject:  Re: Boat loans??
yeah i could drop 18k cash but why tap in to my cash on hand when i dont have to!!!
Author:  OwenDickeson [ Sat Feb 02, 2013 8:11 am ]
Post subject:  Re: Boat loans??
Depends on the interest rate you can get. Go shop local credit unions.
Author:  naj [ Sat Feb 02, 2013 8:26 am ]
Post subject:  Re: Boat loans??
Cash only. Learn to sell a few of the older toys you dont use much anymore. Try to get at least half of what the new one cost and cash for the rest.

Over the last 25 years I have gone through about a dozen boats, 8 ATV's, 18 trucks, 6 motorcycles and a shit load of smaller things but have always upgraded them to better toys.

Never sell your guns for toys. Keep them all and get more.
Author:  DuckHunterF250 [ Sat Feb 02, 2013 8:43 am ]
Post subject:  Re: Boat loans??
Own my boat but went through a local credit union with 1.9% interest so it doesn't bother me to finance my motor
Author:  scatters boy 316 [ Sat Feb 02, 2013 8:52 am ]
Post subject:  Re: Boat loans??
dad always says if you cant pay for your toys in cash you dont need them, he still gets pissed when he looks in the shop and sees 2-3 modded out atvs, mud boat, and the hood popped on my '05 dodge hemi putting a new programmer map on it. but all the whips are paid for 8-)
Author:  Z71v2.0 [ Sat Feb 02, 2013 10:05 am ]
Post subject:  Re: Boat loans??
Author:  bubba777 [ Sat Feb 02, 2013 10:25 am ]
Post subject:  Re: Boat loans??
Author:  bubba777 [ Sat Feb 02, 2013 10:27 am ]
Post subject:  Re: Boat loans??
Author:  SwampSlut [ Sat Feb 02, 2013 11:42 am ]
Post subject:  Re: Boat loans??
all depends on the interest rate and what you wind up paying in the long run i have some friends that just finance everything where they get it regardless of any info other than "whats my note gonna be? i need it below $____"

if they have low or no interest offers you might as well take advantage but ive seen many friends wind up upside down on everything they own bc the min payment they make on the ridiculous interest rate puts em in the hole after the first payment.. then when they decide they want a new one for no reason other than wanting it they just digg into a deeper hole since they owe thousands more than they could ever get for it.

they have too many calculators online now that will tell you your end price with interest to disregard
Author:  scatters boy 316 [ Sun Feb 03, 2013 2:20 am ]
Post subject:  Re: Boat loans??
Author:  scatters boy 316 [ Sun Feb 03, 2013 2:20 am ]
Post subject:  Re: Boat loans??
Author:  scatters boy 316 [ Sun Feb 03, 2013 2:27 am ]
Post subject:  Re: Boat loans??
Oh and it's fairly easy getting a atv for cheap because folks around here will break a axle and call it a piece of shit and sell it for cheap, that's how I get my bikes. And I hade two bike up until about a week age I hade the brute and the recon and I finally talked a buddy out of that grizzly and I got a good deal so I want some engine and clutch mods to put the torque to the ground anything else ;)
Author:  bubba777 [ Sun Feb 03, 2013 5:30 am ]
Post subject:  Re: Boat loans??
Author:  scatters boy 316 [ Sun Feb 03, 2013 8:45 am ]
Post subject:  Re: Boat loans??
Does it matter what I spend my money on? If you really need to know I am a ag technician ( work on tractors, combines and other ag machinery) and I actually put a good bit in the bank every month. I pay for my toys out of my service call jobs(go out and fix said machines in the feild) no I might not be the richest but I am a damn gear head and modifying four wheelers to spin some big tires and go through the deepest hole at an atv park makes me happy then I am gonna do it. I am 19 years don't have kids and maybe one day I can grow up to be like you
Author:  scatters boy 316 [ Sun Feb 03, 2013 8:47 am ]
Post subject:  Re: Boat loans??
And bubba did you have 2-3 million in the bank when you where 19?
Author:  tylerduckman [ Mon Feb 04, 2013 4:45 pm ]
Post subject:  Re: Boat loans??
Paid cash for my mud rig. Got my ski boat on a signature loan. Interest rates aren't bad. Went through Regions Bank.
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