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100% financed!
https://www.mudmotortalk.com/mmt_v2/viewtopic.php?f=2&t=42990
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Author:  pintail_89 [ Tue Jul 16, 2013 6:03 pm ]
Post subject:  100% financed!

anyone on here 100% finance a PD.

i tried gettin approved for a loan for 7grand for a new one but dont have any collateral to put up, so the most i could get approved for was 4k.

supposedly 3 years of credit isnt good enough

even though my credit score is over 700 and im 24 and an operator for BP, its fucking bullshit.

Author:  cb5331 [ Tue Jul 16, 2013 6:05 pm ]
Post subject:  Re: 100% financed!

Pay cash for toys...

Author:  Greenmachine [ Tue Jul 16, 2013 6:06 pm ]
Post subject:  Re: 100% financed!

I can finance it for you bud :D

Author:  forever draggin [ Tue Jul 16, 2013 6:07 pm ]
Post subject:  Re: 100% financed!

U can't put up the motor as collateral?

Author:  calphil [ Tue Jul 16, 2013 6:13 pm ]
Post subject:  Re: 100% financed!

Get a personal loan .. Little higher interest but they ask 0 questions .. That's what I did ..


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Author:  swamprat26 [ Tue Jul 16, 2013 6:15 pm ]
Post subject:  Re: 100% financed!

If you work for B P chances ate they are affiliated with a credit union. Should be able to get a signature loan through them if you do your banking with them.


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Author:  Bigrich [ Tue Jul 16, 2013 6:16 pm ]
Post subject:  Re: 100% financed!


Author:  duckduckboom [ Tue Jul 16, 2013 6:16 pm ]
Post subject:  Re: 100% financed!


Author:  forever draggin [ Tue Jul 16, 2013 6:18 pm ]
Post subject:  Re: 100% financed!

He's 24, ain't none of us paid cash for shit at 24

Author:  pintail_89 [ Tue Jul 16, 2013 6:19 pm ]
Post subject:  Re: 100% financed!

BP does have a credit union but i dont bank with them,

havent tried a personal loan yet.

trailer paid cash for and ordered my boat 3 weeks ago (19x48 MAD MAN CUSTOM) paying cash for it

in order to get a loan for somethign used you have to have extra collater which i dont have, have a truck note and pay rent, i dont own anything to put up for collateral

Author:  Greenmachine [ Tue Jul 16, 2013 6:19 pm ]
Post subject:  Re: 100% financed!


Author:  pintail_89 [ Tue Jul 16, 2013 6:20 pm ]
Post subject:  Re: 100% financed!

i've paid cash for three diff 4 wheelers in the past 4 years (sold one to get one though, lol)

and im paying $5040 cash for the boat

i have a rule, if its 5 grand or less and i cant pay cash for it, i dont buy it

Author:  Bigrich [ Tue Jul 16, 2013 6:21 pm ]
Post subject:  Re: 100% financed!

Credit unions are great and easy to work with!

Author:  take'emgator [ Tue Jul 16, 2013 6:22 pm ]
Post subject:  Re: 100% financed!

Yes credit unions work the best!

Author:  Bigrich [ Tue Jul 16, 2013 6:24 pm ]
Post subject:  Re: 100% financed!

And to be honest the rule if thumb can't pay cash for something don't need it is true but u gotta live a lil too

Author:  deltaduckmaster [ Tue Jul 16, 2013 6:25 pm ]
Post subject:  Re: 100% financed!

Sounds to me your wants are more than your needs. If you can't come up with at least 3k you really should consider your financial status

Author:  OwenDickeson [ Tue Jul 16, 2013 6:28 pm ]
Post subject:  Re: 100% financed!

Sounds lke you should have financed it all together and put down 5-7K

Author:  caddobrook [ Tue Jul 16, 2013 6:28 pm ]
Post subject:  Re: 100% financed!


Author:  duckduckboom [ Tue Jul 16, 2013 6:35 pm ]
Post subject:  Re: 100% financed!


Author:  Bigrich [ Tue Jul 16, 2013 6:37 pm ]
Post subject:  Re: 100% financed!

So all y'all giving him hell bought a brand new setup with cash??

Author:  Greenmachine [ Tue Jul 16, 2013 6:38 pm ]
Post subject:  Re: 100% financed!

Hold out..save two more months

Author:  WhoDat88 [ Tue Jul 16, 2013 6:40 pm ]
Post subject:  Re: 100% financed!


Author:  calphil [ Tue Jul 16, 2013 6:42 pm ]
Post subject:  Re: 100% financed!

I couldn't afford shit at 23-24 .. Now I'm only 26 I have a " real" job .. Graduated college .. Moved up threw several promotions saved a little wanted a new boat found builder/ dealer (WC customs ) went to him got a price .. Told bank what I needed .. Gave me the money the following week ..

Yea I would have loved to pay completely cash but sometimes that just doesn't happen being a little younger ...


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Author:  duckduckboom [ Tue Jul 16, 2013 6:44 pm ]
Post subject:  Re: 100% financed!

I would rather own toys than owe toys. If I get in a bind I can sell my toys to get me out of it. If you owe it's a little bit more diffcult.

Author:  take'emgator [ Tue Jul 16, 2013 6:45 pm ]
Post subject:  Re: 100% financed!

If you pay cash for everything, you'll have a low bank account and no credit! something to think about, loans help build credit don't care how small they are.

Author:  cb5331 [ Tue Jul 16, 2013 6:46 pm ]
Post subject:  Re: 100% financed!


Author:  calphil [ Tue Jul 16, 2013 6:47 pm ]
Post subject:  Re: 100% financed!

Yea me too but I have enough saved to pay for about 3/4 of the entire package .. But what if I get in a bind and need , let's say 7,000 on the spot for emergency surgey or a disaster or something like that ??

I would rather just pay triple my note each month pay off early build my credit and still save a little each check also ..

But hey to each there own ..


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Author:  Bigrich [ Tue Jul 16, 2013 6:48 pm ]
Post subject:  Re: 100% financed!

I agree it's better to pay cash don't get me wrong but I have other toys that are paid for all I have financed is my motor other then that my rig is mine and y'all have seen my build

Author:  take'emgator [ Tue Jul 16, 2013 6:49 pm ]
Post subject:  Re: 100% financed!

CLay come on thats not necessarily true, my first vehicle i took ou a loan for 3k, i had 200 to my name. you have to start somewhere, some people don't wanna drain there account of money.

Author:  Bigrich [ Tue Jul 16, 2013 6:49 pm ]
Post subject:  Re: 100% financed!


Author:  Greenmachine [ Tue Jul 16, 2013 6:49 pm ]
Post subject:  Re: 100% financed!


Author:  take'emgator [ Tue Jul 16, 2013 6:50 pm ]
Post subject:  Re: 100% financed!


Author:  duckduckboom [ Tue Jul 16, 2013 6:51 pm ]
Post subject:  Re: 100% financed!

I paid my truck of early and it hurt my credit. That does happen

Why are you dead set on a new motor? Save and get a used One. You can find deals

Author:  calphil [ Tue Jul 16, 2013 6:51 pm ]
Post subject:  Re: 100% financed!


Author:  take'emgator [ Tue Jul 16, 2013 6:59 pm ]
Post subject:  Re: 100% financed!

This is a case of some people are less fortunate than others, If i was working i was paying on something. By the time i was 22 all my money was spent on alcohol lol course back then minimum wage and company's weren't paying like they do now a days

Author:  OwenDickeson [ Tue Jul 16, 2013 7:00 pm ]
Post subject:  Re: 100% financed!

Well what if you want more toys than you can pay cash for????

Author:  Bigrich [ Tue Jul 16, 2013 7:01 pm ]
Post subject:  Re: 100% financed!


Author:  take'emgator [ Tue Jul 16, 2013 7:01 pm ]
Post subject:  Re: 100% financed!

^^^lol good question, Better move back in with mommy and daddy

Author:  Bigrich [ Tue Jul 16, 2013 7:02 pm ]
Post subject:  Re: 100% financed!

Fuk economy ain't good enough for everybody to just cash laying around and be able to live

Author:  pintail_89 [ Tue Jul 16, 2013 7:02 pm ]
Post subject:  Re: 100% financed!

i agree if u cant pay cash for a toy up to a certain extent. but it just pisses me off bc i could have 7grand paid off for in less than a year, ill figure it out,

and i dont like buying used four wheelers or a used MM unless i personally know the person im buying from, you dont know what people put there shit through

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