anyone on here 100% finance a PD.

i tried gettin approved for a loan for 7grand for a new one but dont have any collateral to put up, so the most i could get approved for was 4k.

supposedly 3 years of credit isnt good enough

even though my credit score is over 700 and im 24 and an operator for BP, its fucking bullshit.

Pay cash for toys...

I can finance it for you bud

U can't put up the motor as collateral?

Get a personal loan .. Little higher interest but they ask 0 questions .. That's what I did ..


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If you work for B P chances ate they are affiliated with a credit union. Should be able to get a signature loan through them if you do your banking with them.


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He's 24, ain't none of us paid cash for shit at 24

BP does have a credit union but i dont bank with them,

havent tried a personal loan yet.

trailer paid cash for and ordered my boat 3 weeks ago (19x48 MAD MAN CUSTOM) paying cash for it

in order to get a loan for somethign used you have to have extra collater which i dont have, have a truck note and pay rent, i dont own anything to put up for collateral

i've paid cash for three diff 4 wheelers in the past 4 years (sold one to get one though, lol)

and im paying $5040 cash for the boat

i have a rule, if its 5 grand or less and i cant pay cash for it, i dont buy it

Credit unions are great and easy to work with!

Yes credit unions work the best!

And to be honest the rule if thumb can't pay cash for something don't need it is true but u gotta live a lil too

Sounds to me your wants are more than your needs. If you can't come up with at least 3k you really should consider your financial status

Sounds lke you should have financed it all together and put down 5-7K

So all y'all giving him hell bought a brand new setup with cash??

Hold out..save two more months

I couldn't afford shit at 23-24 .. Now I'm only 26 I have a " real" job .. Graduated college .. Moved up threw several promotions saved a little wanted a new boat found builder/ dealer (WC customs ) went to him got a price .. Told bank what I needed .. Gave me the money the following week ..

Yea I would have loved to pay completely cash but sometimes that just doesn't happen being a little younger ...


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I would rather own toys than owe toys. If I get in a bind I can sell my toys to get me out of it. If you owe it's a little bit more diffcult.

If you pay cash for everything, you'll have a low bank account and no credit! something to think about, loans help build credit don't care how small they are.

Yea me too but I have enough saved to pay for about 3/4 of the entire package .. But what if I get in a bind and need , let's say 7,000 on the spot for emergency surgey or a disaster or something like that ??

I would rather just pay triple my note each month pay off early build my credit and still save a little each check also ..

But hey to each there own ..


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I agree it's better to pay cash don't get me wrong but I have other toys that are paid for all I have financed is my motor other then that my rig is mine and y'all have seen my build

CLay come on thats not necessarily true, my first vehicle i took ou a loan for 3k, i had 200 to my name. you have to start somewhere, some people don't wanna drain there account of money.

I paid my truck of early and it hurt my credit. That does happen

Why are you dead set on a new motor? Save and get a used One. You can find deals

This is a case of some people are less fortunate than others, If i was working i was paying on something. By the time i was 22 all my money was spent on alcohol lol course back then minimum wage and company's weren't paying like they do now a days

Well what if you want more toys than you can pay cash for????

^^^lol good question, Better move back in with mommy and daddy

Fuk economy ain't good enough for everybody to just cash laying around and be able to live

i agree if u cant pay cash for a toy up to a certain extent. but it just pisses me off bc i could have 7grand paid off for in less than a year, ill figure it out,

and i dont like buying used four wheelers or a used MM unless i personally know the person im buying from, you dont know what people put there shit through