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Boat Insurance https://www.mudmotortalk.com/mmt_v2/viewtopic.php?f=4&t=52817 |
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Author: | Sully504 [ Tue Apr 29, 2014 9:02 am ] |
Post subject: | Boat Insurance |
I recently upgraded to a center console prodrive. I don't know about some of you money bags but that's a lot of money to me. So my question is - is boat insurance worth investing in? I know these boats can take one hell of a beating so I'm not sure if it's even worth looking in to but figured I would ask around. If it is worth getting what types of coverage should I look in to? Is there certain companies that give a better rate over others? What's the avg monthly? Y'all tell me since obviously I don't know what I talking about when it comes to boat insurance. I know I get a discounted rate for taking the coast guard capt course but that's the existent that I know. |
Author: | darrel from meraux [ Tue Apr 29, 2014 9:05 am ] |
Post subject: | Re: Boat Insurance |
I pay 320 per year for like 17k worth coverage. |
Author: | NORTHFLORIDAFOWLER [ Tue Apr 29, 2014 9:12 am ] |
Post subject: | Re: Boat Insurance |
Author: | chaseh [ Tue Apr 29, 2014 9:15 am ] |
Post subject: | Re: Boat Insurance |
I pay 820 a year for 35000$ Coverage on my new airboat. If I ever have to use it, it will be worth every penny Sent from my SAMSUNG-SGH-I537 using Tapatalk |
Author: | bckiller [ Tue Apr 29, 2014 9:22 am ] |
Post subject: | Re: Boat Insurance |
Just don't let your agent write it through progressive. You'll pay for the full year only to get a letter a couple weeks later saying they don't cover your hull type or propulsion type and give you a refund....... and then you have to start all over. Waste of time. |
Author: | SCmudder7071 [ Tue Apr 29, 2014 10:04 am ] |
Post subject: | Re: Boat Insurance |
Author: | Greenmachine [ Tue Apr 29, 2014 11:31 am ] |
Post subject: | Re: Boat Insurance |
Very loaded question. It varies by individual. They use credit, loss history, insurance history, etc to get rates. The way I explain the need is if you can write a check for a brand new boat and not flinch you don't need insurance. But from you sayin it's a big hunk I would say you do need it. It's not there for maintenance it's there for a total loss. Also you need property damage and liability if you boat race public land or are ever on crowded waterways |
Author: | Old School [ Tue Apr 29, 2014 11:35 am ] |
Post subject: | Re: Boat Insurance |
I would get it. I have progressive and have not been canceled yet... ![]() |
Author: | bbb [ Tue Apr 29, 2014 11:41 am ] |
Post subject: | Boat Insurance |
Author: | TPerkins [ Tue Apr 29, 2014 7:23 pm ] |
Post subject: | Re: Boat Insurance |
I have Allstate I pay 384 for 15k plus boat equipment 1k and 1k for personal effects. You never know what might happen. To me it's a worthwhile investment. |
Author: | craigrh13 [ Wed Apr 30, 2014 9:17 pm ] |
Post subject: | Re: Boat Insurance |
I pay 180/year through State Farm for 18k in coverage. |
Author: | Charlie-echo [ Wed Apr 30, 2014 9:33 pm ] |
Post subject: | Re: Boat Insurance |
Allstate-$270 for my GT cc. |
Author: | LAduckbuster [ Thu May 01, 2014 10:36 am ] |
Post subject: | Re: Boat Insurance |
got mine yesterday through American National, 261 a year 18,000 for boat and 100,000 liablility |
Author: | Old School [ Thu May 01, 2014 7:27 pm ] |
Post subject: | Re: Boat Insurance |
Anybody try Boat US |
Author: | DmaxHunter [ Sun May 04, 2014 10:41 am ] |
Post subject: | Re: Boat Insurance |
I have boat us on my prodigy believe it was 310 a year, but i did have an accident in last rig. So probably why it was a little high, but so far so good. |
Author: | DuckHunter [ Sun May 04, 2014 12:37 pm ] |
Post subject: | Re: Boat Insurance |
Geico gave me excellent quote on my rig.. $17 a month full coverage but they're only insuring 7-8k |
Author: | coupe1975 [ Sun May 04, 2014 8:03 pm ] |
Post subject: | Re: Boat Insurance |
Progressive covers mine. Full coverage, $10k agreed value, $4k hunting gear coverage and $1000 fishing grae coverage For like $117a year |
Author: | gfowel [ Sun May 04, 2014 8:18 pm ] |
Post subject: | Re: Boat Insurance |
Author: | USCG4X4 [ Sun May 04, 2014 8:56 pm ] |
Post subject: | Re: Boat Insurance |
I dropped them before they dropped me. I was up for renewal and they sent me a survey for why I didn't renew. I had fun with it. Sent from my iPhone using Tapatalk |
Author: | gfowel [ Sun May 04, 2014 9:03 pm ] |
Post subject: | Re: Boat Insurance |
Author: | da go get'er [ Sun May 04, 2014 10:00 pm ] |
Post subject: | Re: Boat Insurance |
Author: | da go get'er [ Sun May 04, 2014 10:00 pm ] |
Post subject: | Re: Boat Insurance |
Author: | AKA Freshwaterkilla [ Sun May 04, 2014 10:49 pm ] |
Post subject: | Re: Boat Insurance |
X3 Sent from my iPhone using |
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