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Boat Insurance
https://www.mudmotortalk.com/mmt_v2/viewtopic.php?f=4&t=52817
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Author:  Sully504 [ Tue Apr 29, 2014 9:02 am ]
Post subject:  Boat Insurance

I recently upgraded to a center console prodrive. I don't know about some of you money bags but that's a lot of money to me. So my question is - is boat insurance worth investing in? I know these boats can take one hell of a beating so I'm not sure if it's even worth looking in to but figured I would ask around. If it is worth getting what types of coverage should I look in to? Is there certain companies that give a better rate over others? What's the avg monthly? Y'all tell me since obviously I don't know what I talking about when it comes to boat insurance. I know I get a discounted rate for taking the coast guard capt course but that's the existent that I know.

Author:  darrel from meraux [ Tue Apr 29, 2014 9:05 am ]
Post subject:  Re: Boat Insurance

I pay 320 per year for like 17k worth coverage.

Author:  NORTHFLORIDAFOWLER [ Tue Apr 29, 2014 9:12 am ]
Post subject:  Re: Boat Insurance


Author:  chaseh [ Tue Apr 29, 2014 9:15 am ]
Post subject:  Re: Boat Insurance

I pay 820 a year for 35000$ Coverage on my new airboat. If I ever have to use it, it will be worth every penny

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Author:  bckiller [ Tue Apr 29, 2014 9:22 am ]
Post subject:  Re: Boat Insurance

Just don't let your agent write it through progressive. You'll pay for the full year only to get a letter a couple weeks later saying they don't cover your hull type or propulsion type and give you a refund....... and then you have to start all over. Waste of time.

Author:  SCmudder7071 [ Tue Apr 29, 2014 10:04 am ]
Post subject:  Re: Boat Insurance


Author:  Greenmachine [ Tue Apr 29, 2014 11:31 am ]
Post subject:  Re: Boat Insurance

Very loaded question. It varies by individual. They use credit, loss history, insurance history, etc to get rates. The way I explain the need is if you can write a check for a brand new boat and not flinch you don't need insurance. But from you sayin it's a big hunk I would say you do need it. It's not there for maintenance it's there for a total loss. Also you need property damage and liability if you boat race public land or are ever on crowded waterways

Author:  Old School [ Tue Apr 29, 2014 11:35 am ]
Post subject:  Re: Boat Insurance

I would get it. I have progressive and have not been canceled yet... :ugeek:

Author:  bbb [ Tue Apr 29, 2014 11:41 am ]
Post subject:  Boat Insurance


Author:  TPerkins [ Tue Apr 29, 2014 7:23 pm ]
Post subject:  Re: Boat Insurance

I have Allstate I pay 384 for 15k plus boat equipment 1k and 1k for personal effects. You never know what might happen. To me it's a worthwhile investment.

Author:  craigrh13 [ Wed Apr 30, 2014 9:17 pm ]
Post subject:  Re: Boat Insurance

I pay 180/year through State Farm for 18k in coverage.

Author:  Charlie-echo [ Wed Apr 30, 2014 9:33 pm ]
Post subject:  Re: Boat Insurance

Allstate-$270 for my GT cc.

Author:  LAduckbuster [ Thu May 01, 2014 10:36 am ]
Post subject:  Re: Boat Insurance

got mine yesterday through American National, 261 a year 18,000 for boat and 100,000 liablility

Author:  Old School [ Thu May 01, 2014 7:27 pm ]
Post subject:  Re: Boat Insurance

Anybody try Boat US

Author:  DmaxHunter [ Sun May 04, 2014 10:41 am ]
Post subject:  Re: Boat Insurance

I have boat us on my prodigy believe it was 310 a year, but i did have an accident in last rig. So probably why it was a little high, but so far so good.

Author:  DuckHunter [ Sun May 04, 2014 12:37 pm ]
Post subject:  Re: Boat Insurance

Geico gave me excellent quote on my rig.. $17 a month full coverage but they're only insuring 7-8k

Author:  coupe1975 [ Sun May 04, 2014 8:03 pm ]
Post subject:  Re: Boat Insurance

Progressive covers mine. Full coverage, $10k agreed value, $4k hunting gear coverage and $1000 fishing grae coverage For like $117a year

Author:  gfowel [ Sun May 04, 2014 8:18 pm ]
Post subject:  Re: Boat Insurance


Author:  USCG4X4 [ Sun May 04, 2014 8:56 pm ]
Post subject:  Re: Boat Insurance

I dropped them before they dropped me. I was up for renewal and they sent me a survey for why I didn't renew. I had fun with it.


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Author:  gfowel [ Sun May 04, 2014 9:03 pm ]
Post subject:  Re: Boat Insurance


Author:  da go get'er [ Sun May 04, 2014 10:00 pm ]
Post subject:  Re: Boat Insurance


Author:  da go get'er [ Sun May 04, 2014 10:00 pm ]
Post subject:  Re: Boat Insurance


Author:  AKA Freshwaterkilla [ Sun May 04, 2014 10:49 pm ]
Post subject:  Re: Boat Insurance

X3


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