Good ol Amiri King
https://m.youtube.com/watch?v=GcQ9qoxZPQ4
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| A big negative on credit union approval https://www.mudmotortalk.com/mmt_v2/viewtopic.php?f=4&t=65407 |
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| Author: | NorthNechesriverrat [ Fri Jan 15, 2016 6:46 pm ] |
| Post subject: | A big negative on credit union approval |
Why can't gator track have a dang NADA |
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| Author: | jakehawk9 [ Fri Jan 15, 2016 7:46 pm ] |
| Post subject: | Re: A big negative on credit union approval |
Why not get them to draft you a bill of sale for a new boat. Custom boats don't have nada value. Most financial institutions won't finance a custom boat. Because they are not a reputable producer of a name brand product. You're asking to get a hot rod and tell the bank it's a 69 Chevelle. Nada doesn't include super chargers and 500+ci big blocks. Best chance you got is a bill of sale from gator trax It's simple. get a mud motor. shoot ducks in the face. |
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| Author: | flint87 [ Fri Jan 15, 2016 8:16 pm ] |
| Post subject: | Re: A big negative on credit union approval |
I had a usaa loan approved for a gator trax once. But the douche bag disappeared he was a member here . Sent from my iPhone using Tapatalk |
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| Author: | jakehawk9 [ Fri Jan 15, 2016 8:56 pm ] |
| Post subject: | Re: A big negative on credit union approval |
I'm sorry about your luck flint, and I'm pretty sure I remember the guy your talking about. If it wasn't him then someone else did it to another person. Is another builder an option, I'm not sure if prodigy is up on nada or not. But I'm guessing not. Shit. Second mortgage and buy 2? It's simple. get a mud motor. shoot ducks in the face. |
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| Author: | flint87 [ Sat Jan 16, 2016 12:26 am ] |
| Post subject: | Re: A big negative on credit union approval |
| Author: | DmaxHunter [ Sat Jan 16, 2016 4:18 am ] |
| Post subject: | Re: A big negative on credit union approval |
My credit union financed my prodigy, and this was when they first started, before anyone knew who they were. |
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| Author: | MALLARDSX2 [ Sat Jan 16, 2016 10:25 am ] |
| Post subject: | Re: A big negative on credit union approval |
Save your money and pay cash. |
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| Author: | Ricerunner [ Sat Jan 16, 2016 10:48 am ] |
| Post subject: | Re: A big negative on credit union approval |
All I did was get a written value from the builder |
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| Author: | Ricerunner [ Sat Jan 16, 2016 10:49 am ] |
| Post subject: | Re: A big negative on credit union approval |
Last i checked Go devil the only boat on nada |
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| Author: | flint87 [ Sat Jan 16, 2016 11:43 am ] |
| Post subject: | Re: A big negative on credit union approval |
| Author: | SETx Longtail [ Sat Jan 16, 2016 2:51 pm ] |
| Post subject: | Re: A big negative on credit union approval |
| Author: | brickgw [ Sat Jan 16, 2016 2:58 pm ] |
| Post subject: | Re: A big negative on credit union approval |
| Author: | SETx Longtail [ Sat Jan 16, 2016 3:04 pm ] |
| Post subject: | Re: A big negative on credit union approval |
Good ol Amiri King https://m.youtube.com/watch?v=GcQ9qoxZPQ4 |
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| Author: | da go get'er [ Sat Jan 16, 2016 3:11 pm ] |
| Post subject: | Re: A big negative on credit union approval |
| Author: | Gigafowl [ Sat Jan 16, 2016 3:31 pm ] |
| Post subject: | Re: A big negative on credit union approval |
| Author: | Hernaja1 [ Sat Jan 16, 2016 6:40 pm ] |
| Post subject: | Re: A big negative on credit union approval |
| Author: | Ricerunner [ Sun Jan 17, 2016 5:49 am ] |
| Post subject: | Re: A big negative on credit union approval |
| Author: | cmk07c [ Sun Jan 17, 2016 8:27 am ] |
| Post subject: | A big negative on credit union approval |
The money people barrow on these things amazes me. Honestly you could walk out of go devil with a brand new rig for under 11 if you kept it basic. Attempted to finance my boat for hell of it/credit build. Got real tired of headache of lining that up and am so glad I paid in full and walked out with a title, no leans, etc. 5 years of ownership without a payment has been great. Sent from my iPhone using Tapatalk |
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| Author: | brickgw [ Sun Jan 17, 2016 8:50 am ] |
| Post subject: | Re: A big negative on credit union approval |
Depending on your interest rate you're 11k rig could cost closer to 13k by the time its all said and done. |
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| Author: | SETx Longtail [ Sun Jan 17, 2016 9:32 am ] |
| Post subject: | Re: A big negative on credit union approval |
And that 20K rig could end up high 20's... Put a large portion down, at least pay for your upgrades in cash pay that first years depreciation if you can and just finance the basic boat/motor. That's pretty much what I did. Financed about 12K at 1% on a 16.5K rig. Basically day one I wasn't upside down in it and could sell it and be in good shape if I had to. That's the idea anyway. I should have it paid for in less than 2 years. |
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| Author: | DmaxHunter [ Sun Jan 17, 2016 10:17 am ] |
| Post subject: | Re: A big negative on credit union approval |
Setxlt is spot on, that and get a good interest rate like he stated. Therefore if you do it this way and pay for a 20k rig in say three years, may cost 21 22k. Yet, you are also building your credit as you do this. Now I know some say just buy the Damn thing, but some would rather finance. It's personal preference, but I do recommend following a pay off plan so to not pay too much extra when financing. |
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| Author: | Ricerunner [ Sun Jan 17, 2016 10:43 am ] |
| Post subject: | Re: A big negative on credit union approval |
Banks tend to shy away from deals they can't put a value on because most of the loans are put in fancy computers and they spit out yes or no based on input credit and boat values . I ran into this problem. Find a bank with a loan officer who makes the decisions themselves. I got a good rate and no hassle financing on my boat this way. I agree try not to finance all the boat if you can. Most banks will require a portion down anyways. |
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| Author: | brickgw [ Sun Jan 17, 2016 10:55 am ] |
| Post subject: | Re: A big negative on credit union approval |
Having a good credit history can help you out big time. I paid out a shit ton in interest on my PD when I got it. It was a stupid rate. Season was closing in fast and I needed a motor in a hurry. I knew what I was getting into but it still hurt at the time. I wasn't happy. Its all well paid off now but I could've gotten a stage 2 set of mods for what I lost in interest. That said, without good credit I wouldn't have been able to do it at all and wouldn't have been hunting that year. I beat myself up for it the whole time but when I bought my first home this year that motor loan I had paid off gave me just enough credit history to get the lowest interest rate possible on my home. The stupid loan I beat myself up over ended up helping me out in the long run. |
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| Author: | brickgw [ Sun Jan 17, 2016 10:58 am ] |
| Post subject: | Re: A big negative on credit union approval |
For the record Im not advocating taking out loans with shitty terms :lol::lol:
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| Author: | flint87 [ Sun Jan 17, 2016 11:28 am ] |
| Post subject: | A big negative on credit union approval |
I love how a lot of guys on here act like $20 grand for a jon boat with a lawnmower engine is puppy piss. Sent from my iPhone using Tapatalk |
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| Author: | jakehawk9 [ Sun Jan 17, 2016 12:07 pm ] |
| Post subject: | Re: A big negative on credit union approval |
That's my deal. You can buy a used 24ft bay boat with 250 on it for 20k It's simple. get a mud motor. shoot ducks in the face. |
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| Author: | jakehawk9 [ Sun Jan 17, 2016 12:09 pm ] |
| Post subject: | Re: A big negative on credit union approval |
Fuck you can get a used sea chaser 250lx with a 300 yammy on it for 25-27 It's simple. get a mud motor. shoot ducks in the face. |
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| Author: | Ricerunner [ Sun Jan 17, 2016 1:20 pm ] |
| Post subject: | Re: A big negative on credit union approval |
| Author: | flint87 [ Sun Jan 17, 2016 1:25 pm ] |
| Post subject: | Re: A big negative on credit union approval |
| Author: | Ricerunner [ Sun Jan 17, 2016 3:23 pm ] |
| Post subject: | Re: A big negative on credit union approval |
Wouldn't surprise me one bit if i was getting a big check if prolly get me a dual rig |
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| Author: | flint87 [ Sun Jan 17, 2016 4:32 pm ] |
| Post subject: | Re: A big negative on credit union approval |
| Author: | brycecheramie [ Sun Jan 17, 2016 6:17 pm ] |
| Post subject: | Re: A big negative on credit union approval |
| Author: | SETx Longtail [ Sun Jan 17, 2016 6:37 pm ] |
| Post subject: | Re: A big negative on credit union approval |
Yeah, it still pays decent if you've got a job!
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| Author: | brycecheramie [ Sun Jan 17, 2016 6:52 pm ] |
| Post subject: | Re: A big negative on credit union approval |
| Author: | TPerkins [ Sun Jan 17, 2016 7:28 pm ] |
| Post subject: | Re: A big negative on credit union approval |
I've did it how setx described now twice through my credit union with no issue. Sent from my SM-G900V using Tapatalk |
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| Author: | Hernaja1 [ Sun Jan 17, 2016 7:31 pm ] |
| Post subject: | Re: A big negative on credit union approval |
My bank offered a way lower interest then my old credit union. Sabine credit union is a hassle. I put a bunch down as well though . My interest is 4% |
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| Author: | Ricerunner [ Sun Jan 17, 2016 7:57 pm ] |
| Post subject: | Re: A big negative on credit union approval |
I got 3.5 through a bank my credit union offered 13.9 because of unknown origin or value no problem giving me 1.8 or zero when offered on trucks I was like WTF I ain't doin that they was all like we want your mon i mean business and I was all like nah I'll go somewheres else and they was like fine and I was like fine so I did. |
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| Author: | Ricerunner [ Sun Jan 17, 2016 7:58 pm ] |
| Post subject: | Re: A big negative on credit union approval |
/\/\/\ sorry off tomorrow been sippin |
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| Author: | Hernaja1 [ Sun Jan 17, 2016 8:14 pm ] |
| Post subject: | Re: A big negative on credit union approval |
Lol I had the same spill fromy credit union. Bank was way cheaper. |
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| Author: | brycecheramie [ Sun Jan 17, 2016 8:29 pm ] |
| Post subject: | Re: A big negative on credit union approval |
My credit union has the lowest interest rates for just about anything, that I've have ever seen. I used to deal with our local bank and my credit union, and now, I deal with just the credit union. they're good people. |
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