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 Boat insurance 
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Joined: Tue Jan 13, 2009 7:07 pm
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Post Boat insurance
Just some basic insurance incase its stolen or sunk!! What yall paying

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Sun May 17, 2009 4:50 pm
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Joined: Sun May 10, 2009 7:01 am
Posts: 36
Post Re: Boat insurance
It is based upon boat / motor / trailer value

but on a $10,000 full coverage with replacement clause
if totaled in first 3 years - Progressive is about $175 for me


Sun May 17, 2009 4:56 pm
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Location: North Texas
Post Re: Boat insurance
Close to $13k with Statefarm around $225 per year.

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Sun May 17, 2009 4:59 pm
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Post Re: Boat insurance
10k for me around 175 a year.

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Sun May 17, 2009 5:00 pm
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Post Re: Boat insurance
$13000 cost me $202 a year with State Farm.

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Sun May 17, 2009 5:10 pm
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Location: Walker, Louisiana
Post Re: Boat insurance
10,000 payin 130.00 a year. 8-)

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Sun May 17, 2009 7:03 pm
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Location: West Coast Wisconsin
Post Re: Boat insurance
$13,000 total loss coverage, $2,500 fishing equipment, $100,000-$300,000-$100,000 liability and uninsured boater, towing and $1000 personal effects.

$186 through Progressive.


Mon May 18, 2009 6:54 am
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Joined: Fri Jan 23, 2009 11:07 am
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Location: Baton Rouge
Post Re: Boat insurance
15k on boat motor trailer, 100/300/100 liability = 300 year for me.


Mon May 18, 2009 9:04 am
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Post Re: Boat insurance
$13,500 All the goodies with Allstate.$235.82 Just paid it last week.Full replacement.

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Mon May 18, 2009 9:09 pm
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Post Re: Boat insurance
Thanks fellers that is about the same #'s i have been seeing! Gonna go with progressive since m y car insurance is with them already. I'm just worried about it being stolen. I think about pauls boat and just couldn't emagin having to come up with all that money for a nnew onw twice!!

Thanks again for the info and not niggaring up this tread!! Now feel free to do what ever!! :lol:

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Tue May 19, 2009 5:03 am
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Post Re: Boat insurance
Get ole Slambin to get you a quote. He works for Farm Bureau in Lafayette, he can steer you in the right direction!

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Tue May 19, 2009 7:05 am
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Post Re: Boat insurance
I have Allstate and on 16000 i pay 285 for all the works


Tue May 19, 2009 10:30 am
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Post Re: Boat insurance
343 a year for me. 17000 in coverage, but i got boat, motor, trailer, bowfishing deck, and trolling motor insured separately.

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Tue May 19, 2009 2:50 pm
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Location: Idaho
Post Re: Boat insurance
Older 190 HP Maxum family boat, replacement value $7K for $161

2008 Phowler / 36 HP Prodrive valued at $11K replacement value for $121

Both on same policy with Progressive for a total 12 month premium of $282. This is the only policy I have through Progressive, so there is no bundling with other rates, etc. It's a stand-alone deal. Total liablility is $500K per incident. Deductible $500. Not a bad deal from the looks of things. I am getting discounts for being a homeowner, paying the insurance in full and for multiple boats.


Wed May 20, 2009 8:05 pm
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