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 Boat insurance? 
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Joined: Mon May 07, 2012 12:21 am
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Location: Madisonville, La
Post Boat insurance?
I am currently with Foremost, just got my renewal in the mail and they went up to $435 for the year. Guess that isn't terrible but I'm curious as to what everyone else is paying and which company. I wish Progressive would write policy's on our boats.
I'm gonna call around and get prices before I renew with Foremost. Boat is a 12 gator trax w/ a 35 mud buddy ( actually a 55 now :)
I've looked at the old post just want some current info


Mon Sep 28, 2015 9:24 pm
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Location: Hardin County, Tx
Post Re: Boat insurance?
I've got foremost as well... I believe I got the same piece of mail but haven't opened it :lol:

Id like to get both trucks, both motorcycles and the boat all with the same company and maybe get it all a little cheaper. Right now it's State Farm for the vehicles, Hocheim Prarie for the house, Progressive for the bikes and Foremost for the boat. I hate dealing with that many insurance people.... Id rather get one good looking agent and maybe deal with her a little more often :lol:

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Mon Sep 28, 2015 10:10 pm
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Joined: Thu Nov 04, 2010 7:38 am
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Location: Cut Off, La.
Post Re: Boat insurance?
I have Boat insurance With Geico, and they go through Seaworthy Ins.
I pay $165 a year for $13,000 of coverage, and $1000 in contents, and $1000 on the trailer.
Cheap IMO.
And they don't care what type of motor you have on your boat.
All they wanted from me is Boat serial number and trailer.
I asked if they wanted the Serial number for the motor and I was told it wasn't needed.

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Tue Sep 29, 2015 12:55 am
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Post Re: Boat insurance?
^^^ X2. Seaworthy has treated me great. I have more coverage, and pay around 300 for the year..

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Tue Sep 29, 2015 4:04 am
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Post Re: Boat insurance?
Seaworthy is good, boat us is also pretty good. Only two I've used on mm

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Tue Sep 29, 2015 5:36 am
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Tue Sep 29, 2015 5:55 am
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Joined: Mon Mar 21, 2011 7:56 pm
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Post Re: Boat insurance?
I was pleased with seaworthy as well but just switched to AutoOwners recently due to the house and vehicles being with them. Im paying about the same thing as Bryce with roughly the same coverage.


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Tue Sep 29, 2015 7:54 am
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Post Re: Boat insurance?
I have State farm. I pay 156 a year. Pays 15,000 for boat and cant remember what all else for trailer. Think its so cheap because I have my House and 3 vehicles through em as well.


Tue Sep 29, 2015 6:03 pm
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Tue Sep 29, 2015 6:50 pm
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Tue Sep 29, 2015 8:33 pm
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Tue Sep 29, 2015 9:15 pm
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Thu Oct 01, 2015 3:31 pm
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Post Re: Boat insurance?
It's different state to state on what Progressive will do. The Florida policy says no mudmotors. The Georgia policy does not have that wording.

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Fri Oct 02, 2015 5:08 am
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Post Re: Boat insurance?
In LA progressive wrote a policy but canceled it 3 days later. They did give me s month though. I went with charter lakes after calling a few other places. Best coverage for the lowest price. Extremely easy to deal with.


Fri Oct 02, 2015 2:43 pm
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Post Re: Boat insurance?
I have all my other boats registered with progressive as well, might be why they letting my mudboat slide.

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Fri Oct 02, 2015 4:45 pm
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Post Re: Boat insurance?
I still have progressive since '09 and have no deductible. Guess they haven't caught me yet

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Fri Oct 02, 2015 5:52 pm
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Post Re: Boat insurance?
State Farm , they know exactly what my rigs are , you declare replacement value amount. , so if you have mods or fully rigged hydroturf,LEDs etc etc, you can replace what you have in your boats should ever need it . Reasonable as well. I did add to a bundled policy for my camp as well , made all of the policy's lower overall.

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Fri Oct 02, 2015 7:21 pm
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Fri Oct 02, 2015 9:05 pm
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Post Re: Boat insurance?

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18x54 Uncle J -GTR - with the koolaid
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Coupe rest in peace brother


Fri Oct 02, 2015 9:18 pm
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Post Re: Boat insurance?
Ive heard several people say about progressive dropping them, but my progressive policy is fixing to renew for the 5th year. First year i had a claim from sheering the motor off the boat, they payed well and my rates never went up. It must be different states like some one said earlier

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Fri Oct 02, 2015 10:21 pm
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Post Re: Boat insurance?
I also have Geico (SeaWorthy Ins). I didn't have to speak to anyone and was able to do it all online. Very easy to do.

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Mon Oct 05, 2015 8:05 am
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Post Re: Boat insurance?
State Farm is easy. I title all my toys in a company name and they insure the company. You have to give them the value of each boat, truck or whatever and it's value. The deductible is 1% and it is very reasonable. I've been with State Farm for 20 years so maybe that helps but I'm not certain of that.


Mon Oct 05, 2015 8:21 am
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