Author |
Message |
Dragginaknee
MMT Pro Member
Joined: Mon May 07, 2012 12:21 am Posts: 117 Location: Madisonville, La
|
 Boat insurance?
I am currently with Foremost, just got my renewal in the mail and they went up to $435 for the year. Guess that isn't terrible but I'm curious as to what everyone else is paying and which company. I wish Progressive would write policy's on our boats. I'm gonna call around and get prices before I renew with Foremost. Boat is a 12 gator trax w/ a 35 mud buddy ( actually a 55 now  I've looked at the old post just want some current info
|
Mon Sep 28, 2015 9:24 pm |
|
 |
SETx Longtail
MMT 1000 Club
Joined: Sun Sep 01, 2013 2:53 pm Posts: 3480 Location: Hardin County, Tx
|
 Re: Boat insurance?
I've got foremost as well... I believe I got the same piece of mail but haven't opened it Id like to get both trucks, both motorcycles and the boat all with the same company and maybe get it all a little cheaper. Right now it's State Farm for the vehicles, Hocheim Prarie for the house, Progressive for the bikes and Foremost for the boat. I hate dealing with that many insurance people.... Id rather get one good looking agent and maybe deal with her a little more often 
_________________ #CFFITR
-Custom pool noodle -stage 4 water wings
|
Mon Sep 28, 2015 10:10 pm |
|
 |
brycecheramie
MMT 1000 Club
Joined: Thu Nov 04, 2010 7:38 am Posts: 4323 Location: Cut Off, La.
|
 Re: Boat insurance?
I have Boat insurance With Geico, and they go through Seaworthy Ins. I pay $165 a year for $13,000 of coverage, and $1000 in contents, and $1000 on the trailer. Cheap IMO. And they don't care what type of motor you have on your boat. All they wanted from me is Boat serial number and trailer. I asked if they wanted the Serial number for the motor and I was told it wasn't needed.
_________________ Refurbishing a Prodrive
|
Tue Sep 29, 2015 12:55 am |
|
 |
Team Schmo
MMT F.E.
Joined: Sun Sep 08, 2013 8:05 pm Posts: 814 Location: Montana
|
 Re: Boat insurance?
^^^ X2. Seaworthy has treated me great. I have more coverage, and pay around 300 for the year..
_________________ You can't fix stupid
"As long as the dog hits the water"
" Endorsed by Drake Waterfowl, Dakota Decoy, and Rig 'em Right Waterfowl"
"Stealthcraft Boats Pro Staff"
|
Tue Sep 29, 2015 4:04 am |
|
 |
DmaxHunter
MMT 1000 Club
Joined: Wed Jan 18, 2012 7:21 pm Posts: 2207 Location: North Alabama
|
 Re: Boat insurance?
Seaworthy is good, boat us is also pretty good. Only two I've used on mm
_________________ 2014 PRODIGY 1754 (#19) 2014 5500 BAMF HDR RETRO SOLD
2010 Gator Tail Gator Series 18x54 pushed by a 2020 40GTRXD
|
Tue Sep 29, 2015 5:36 am |
|
 |
Old School
MMT 1000 Club
Joined: Thu Dec 17, 2009 9:44 pm Posts: 3067 Location: Earth
|
 Re: Boat insurance?
_________________ Gator tail
|
Tue Sep 29, 2015 5:55 am |
|
 |
wade_660
MMT Addict
Joined: Mon Mar 21, 2011 7:56 pm Posts: 523
|
 Re: Boat insurance?
I was pleased with seaworthy as well but just switched to AutoOwners recently due to the house and vehicles being with them. Im paying about the same thing as Bryce with roughly the same coverage.
Sent from my iPhone using Tapatalk
|
Tue Sep 29, 2015 7:54 am |
|
 |
okiekiller
MMT Member
Joined: Tue Jul 17, 2012 6:04 pm Posts: 43
|
 Re: Boat insurance?
I have State farm. I pay 156 a year. Pays 15,000 for boat and cant remember what all else for trailer. Think its so cheap because I have my House and 3 vehicles through em as well.
|
Tue Sep 29, 2015 6:03 pm |
|
 |
da go get'er
MMT 1000 Club
Joined: Wed Oct 27, 2010 8:30 am Posts: 3406 Location: Prairieville
|
 Re: Boat insurance?
_________________ 17*38 Klibert 23GDLT I toast to staying positive and testing negative!
|
Tue Sep 29, 2015 6:50 pm |
|
 |
Over the LINE
MMT Addict
Joined: Mon Jan 19, 2009 5:22 am Posts: 535 Location: New Orleans
|
 Re: Boat insurance?
_________________ 17' CAT 5 with 37 GTR
|
Tue Sep 29, 2015 8:33 pm |
|
 |
brycecheramie
MMT 1000 Club
Joined: Thu Nov 04, 2010 7:38 am Posts: 4323 Location: Cut Off, La.
|
 Re: Boat insurance?
_________________ Refurbishing a Prodrive
|
Tue Sep 29, 2015 9:15 pm |
|
 |
ibfishin
MMT 1000 Club
Joined: Sun Dec 05, 2010 8:20 pm Posts: 1127 Location: Okeechobee, FL
|
 Re: Boat insurance?
_________________ 35 GTR pushing an 18' Alumitech Custom
|
Thu Oct 01, 2015 3:31 pm |
|
 |
bbb
MMT 1000 Club
Joined: Wed Sep 02, 2009 2:54 pm Posts: 1554 Location: SW Georgia
|
 Re: Boat insurance?
It's different state to state on what Progressive will do. The Florida policy says no mudmotors. The Georgia policy does not have that wording.
_________________ 19x54 Seminole Extreme with a 35hp CDI GDSD. Mikuni. Marsh Mellow. Heads. Cam.
|
Fri Oct 02, 2015 5:08 am |
|
 |
success
MMT Member
Joined: Sat Aug 29, 2015 1:09 pm Posts: 29
|
 Re: Boat insurance?
In LA progressive wrote a policy but canceled it 3 days later. They did give me s month though. I went with charter lakes after calling a few other places. Best coverage for the lowest price. Extremely easy to deal with.
|
Fri Oct 02, 2015 2:43 pm |
|
 |
da go get'er
MMT 1000 Club
Joined: Wed Oct 27, 2010 8:30 am Posts: 3406 Location: Prairieville
|
 Re: Boat insurance?
I have all my other boats registered with progressive as well, might be why they letting my mudboat slide.
_________________ 17*38 Klibert 23GDLT I toast to staying positive and testing negative!
|
Fri Oct 02, 2015 4:45 pm |
|
 |
BayouStateHunter
MMT 1000 Club
Joined: Sat May 16, 2009 1:04 pm Posts: 2037 Location: On da Northshore -- Louisiana
|
 Re: Boat insurance?
I still have progressive since '09 and have no deductible. Guess they haven't caught me yet
_________________ 1860 GTB/35GTR CC w/ Hoyt Stage 1 - bowfishin'/rodnreel/duckhunting
|
Fri Oct 02, 2015 5:52 pm |
|
 |
huck Finn
MMT 1000 Club
Joined: Thu Jan 31, 2013 5:42 pm Posts: 1913 Location: Conroe tx
|
 Re: Boat insurance?
State Farm , they know exactly what my rigs are , you declare replacement value amount. , so if you have mods or fully rigged hydroturf,LEDs etc etc, you can replace what you have in your boats should ever need it . Reasonable as well. I did add to a bundled policy for my camp as well , made all of the policy's lower overall.
_________________ Ole black water keep on rolling
18x54 Uncle J -GTR - with the koolaid Back H2o SWOMP 23 SS stage 2 15x36 GD Duck Skiff GATOR GATOR GLIDE PROSTAFF BACKWATER PROSTAFF http://www.gatorglide.com
Coupe rest in peace brother
|
Fri Oct 02, 2015 7:21 pm |
|
 |
da go get'er
MMT 1000 Club
Joined: Wed Oct 27, 2010 8:30 am Posts: 3406 Location: Prairieville
|
 Re: Boat insurance?
_________________ 17*38 Klibert 23GDLT I toast to staying positive and testing negative!
|
Fri Oct 02, 2015 9:05 pm |
|
 |
huck Finn
MMT 1000 Club
Joined: Thu Jan 31, 2013 5:42 pm Posts: 1913 Location: Conroe tx
|
 Re: Boat insurance?
_________________ Ole black water keep on rolling
18x54 Uncle J -GTR - with the koolaid Back H2o SWOMP 23 SS stage 2 15x36 GD Duck Skiff GATOR GATOR GLIDE PROSTAFF BACKWATER PROSTAFF http://www.gatorglide.com
Coupe rest in peace brother
|
Fri Oct 02, 2015 9:18 pm |
|
 |
swampbilly
MMT 1000 Club
Joined: Fri Oct 07, 2011 6:08 pm Posts: 1054 Location: Dam-b, Texas
|
 Re: Boat insurance?
Ive heard several people say about progressive dropping them, but my progressive policy is fixing to renew for the 5th year. First year i had a claim from sheering the motor off the boat, they payed well and my rates never went up. It must be different states like some one said earlier
_________________ pd36 fpr 1754 cc rig
|
Fri Oct 02, 2015 10:21 pm |
|
 |
DeezNuts
MMT Pro Member
Joined: Mon Oct 07, 2013 4:32 pm Posts: 67
|
 Re: Boat insurance?
I also have Geico (SeaWorthy Ins). I didn't have to speak to anyone and was able to do it all online. Very easy to do.
_________________ -J
|
Mon Oct 05, 2015 8:05 am |
|
 |
BlackRiverJosh
MMT Addict
Joined: Tue Jan 28, 2014 10:49 pm Posts: 662 Location: Camden, SC
|
 Re: Boat insurance?
State Farm is easy. I title all my toys in a company name and they insure the company. You have to give them the value of each boat, truck or whatever and it's value. The deductible is 1% and it is very reasonable. I've been with State Farm for 20 years so maybe that helps but I'm not certain of that.
|
Mon Oct 05, 2015 8:21 am |
|
 |
|