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Troywaterfowler
MMT Member
Joined: Mon Apr 18, 2011 11:04 am Posts: 41
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 PRODIGY OWNERS HELP!!!!!!!!!!
Ok, I'm trying to get a boat loan on a prodigy, but can't get a single bank to touch it because they can't find a NADA value on it. Who are some of the banks that yall used. Im in Alabama, but will use any bank that will take this. Thanks.
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Wed Sep 02, 2015 2:32 pm |
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micahb
MMT Pro Member
Joined: Sun Nov 16, 2014 11:34 am Posts: 174
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
Credit union is the only way to go. If you have good credit they'll loan you whatever your quote from prodigy says.
I didn't get a loan for the whole amount but I could have.
Interest is around 5 -7 depending on credit
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Wed Sep 02, 2015 2:48 pm |
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Troywaterfowler
MMT Member
Joined: Mon Apr 18, 2011 11:04 am Posts: 41
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
I've been to 2 different credit unions and they told me the quote will not work. Must have NADA value. Credit isn't a problem either, mine is great. I have Joseph at Prodigy trying to help me find someone. Been a huge pain.
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Wed Sep 02, 2015 2:57 pm |
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flint87
MMT 1000 Club
Joined: Sun Dec 14, 2014 2:21 pm Posts: 3214
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
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Wed Sep 02, 2015 3:31 pm |
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DmaxHunter
MMT 1000 Club
Joined: Wed Jan 18, 2012 7:21 pm Posts: 2207 Location: North Alabama
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
I'm in Alabama, use Redstone federal credit union
_________________ 2014 PRODIGY 1754 (#19) 2014 5500 BAMF HDR RETRO SOLD
2010 Gator Tail Gator Series 18x54 pushed by a 2020 40GTRXD
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Wed Sep 02, 2015 5:13 pm |
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jakehawk9
MMT 1000 Club
Joined: Wed Jul 01, 2015 6:06 pm Posts: 1447 Location: South central, ks
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
Go about it from a different approach. It's a custom made boat so see if you can get a project loan(home improvement) or whatever different terminology you have.. I bank at the small town bank I live in and know the loan officer. They have a loan just simply labeled as a project loan. People use them for everything from restoring a car for profit to building a shop. Just gotta have a decent credit score
Pretty sure most of MMT is humusexshuls in hiding
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Wed Sep 02, 2015 5:38 pm |
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micahb
MMT Pro Member
Joined: Sun Nov 16, 2014 11:34 am Posts: 174
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
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Wed Sep 02, 2015 6:05 pm |
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HOTSAUCE170
MMT 1000 Club
Joined: Thu Jun 05, 2014 11:44 am Posts: 1685 Location: Lake Blackshear,GA
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
_________________ I named my boat RIANNA cause it gets beat up all the time
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Wed Sep 02, 2015 7:10 pm |
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jakehawk9
MMT 1000 Club
Joined: Wed Jul 01, 2015 6:06 pm Posts: 1447 Location: South central, ks
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
No I bought a weldbilt with cash because I don't like loans. I'm just saying if you want to pay prodigy prices there's options
Pretty sure most of MMT is humusexshuls in hiding
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Wed Sep 02, 2015 8:10 pm |
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Swamp Wader
MMT Pro Member
Joined: Tue Jan 13, 2009 6:16 pm Posts: 217
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
What about just a personal loan. Tell them how much you need and work from there. If credit is good they should have no problem.
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Thu Sep 03, 2015 7:17 am |
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flint87
MMT 1000 Club
Joined: Sun Dec 14, 2014 2:21 pm Posts: 3214
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
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Thu Sep 03, 2015 7:33 am |
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smash
MMT Pro Member
Joined: Fri May 06, 2011 10:18 am Posts: 144
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
Judging by your username you are maybe in Troy? I'm a loan officer at the bank in Brantley. Give me a call, maybe I can help. Stuart.
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Thu Sep 03, 2015 8:24 am |
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TPerkins
MMT 1000 Club
Joined: Wed Jan 02, 2013 12:59 pm Posts: 1793 Location: Clear Lake, Tx
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
You can do a personal loan(if good credit) to start the boat. Once it's finished amd you get it titled you can move it to a boat loan. They have no collateral until it's titled.
Sent from my SM-G900V using Tapatalk
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Thu Sep 03, 2015 8:30 am |
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Flounder
MMT Member
Joined: Tue Aug 11, 2015 2:26 pm Posts: 27
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
when my bank told me they didnt want to do a loan. I told them I couldn't believe that with as much business as I do with them and they wouldn't do a loan that maybe it was time I close my accounts and find a new bank. They changed their tune pretty quick.
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Thu Sep 03, 2015 8:30 am |
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smash
MMT Pro Member
Joined: Fri May 06, 2011 10:18 am Posts: 144
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
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Thu Sep 03, 2015 8:37 am |
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micahb
MMT Pro Member
Joined: Sun Nov 16, 2014 11:34 am Posts: 174
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
My bank would do the loan for me but only 36 months.
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Thu Sep 03, 2015 8:41 am |
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Troywaterfowler
MMT Member
Joined: Mon Apr 18, 2011 11:04 am Posts: 41
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
Finally got State Farm to do the loan. I have all my insurance with them and they were happy to do it. Its actually gonna bring all my insurance down a bit since I'm going through them. Thanks guys.
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Thu Sep 03, 2015 8:46 am |
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DmaxHunter
MMT 1000 Club
Joined: Wed Jan 18, 2012 7:21 pm Posts: 2207 Location: North Alabama
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
_________________ 2014 PRODIGY 1754 (#19) 2014 5500 BAMF HDR RETRO SOLD
2010 Gator Tail Gator Series 18x54 pushed by a 2020 40GTRXD
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Thu Sep 03, 2015 11:06 am |
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TPerkins
MMT 1000 Club
Joined: Wed Jan 02, 2013 12:59 pm Posts: 1793 Location: Clear Lake, Tx
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
Yea, mine said they would loan the full amount up to 10 years lol. I'll pass..
Sent from my SM-G900V using Tapatalk
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Thu Sep 03, 2015 12:56 pm |
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DUCK HEARSE
MMT 1000 Club
Joined: Fri Apr 06, 2012 8:48 am Posts: 3161 Location: Alabama
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 Re: PRODIGY OWNERS HELP!!!!!!!!!!
I'm in bama army aviation federal credit union will do it just bring quote
_________________ Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover. - Mark Twain
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Thu Sep 03, 2015 7:01 pm |
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